Posts tagged “Smart Money”.

Nice Girls Dont Get Rich 75 Avoidable Mistakes Women Make with Money

Nice Girls Dont Get Rich 75 Avoidable Mistakes Women Make with Money




Borrowing on your credit cards? Saving instead of investing? Caring for others financially and ignoring your own needs? The things you learned as a girl may be preventing you from becoming financially independent and following your own dreams. Now bestselling author Lois Frankel tackles the outdated concepts that keep you from having the wealth you deserve, and she offers tried-and-true coaching tips to help you take control of your money and your life. Discover all the “nice girl” behaviors-and how to overcome them today!


  • Mistake #4: Not playing to win. Being polite, quiet, and fair to a fault is playing the financial game “like a girl.”
  • Mistake #10: Choosing to remain financially illiterate. Knowledge is power. Learn to manage your major purchases, investments, and banking.
  • Mistake #20: Spending as an emotional crutch. Understand your emotions; don’t make purchases just to lift your spirits.
  • Mistake #45: Saving instead of investing. Fear can keep your funds in low-interest accounts. Get educated-and get wealthy.


Get the financial savvy you need to change negative behaviors, make smart money choices, and embrace the life you want.

“Vivid, no-nonsense…I love this book.”-Anne Fisher, “Workplace” columnist, Fortune magazine

“Good counsel…user-friendly worksheets…invigorating. This is one of the most important contributions to the personal finance literature since Suze Orman. You go, girl!”-Kirkus Reviews

“A fresh look at how women think about money…deals with the real reasons women have so much difficulty with their finances. I wish [I had] it before I made so many of the mistakes she discusses.” -Barbara Stanny, author of Prince Charming Isn’t Coming: How Women Get Smart About Money and Secrets of Six-Figure Women

User Ratings and Reviews

5 Stars I’m 23 and think I know more than the average “girl” about money and I LOVED IT!
I can attest for my demographic- a 23 year old new college graduate with a decent job.

This book will not help you get out of debt or tell you specifically what to do with your money, but it is refreshing, factual, and intellectually-stimulating even after just completing 4 years of undergraduate study. I WILL RECOMMEND to my friends.

I had already understood the importance of investing versus saving and even begun building retirement before reading this book and STILL found helpful coaching and tips from Dr. Frankel.

THANK YOU Dr. Frankel! You are on my list next to Suzie Orman’s Young, Fabulous and Brooke.

5 Stars Useful money-management guide for women
Dr. Lois P. Frankel follows up her prior work, Nice Girls Don’t Get the Corner Office, with advice for women on how to be tough with their finances and avoid 75 common mistakes that can prevent them from achieving wealth. Along with a pinch of sass, personal anecdotes and stories from a range of women, Frankel offers valuable, actionable advice for women of all ages and all levels of wealth as she debunks bad habits and identifies pitfalls. At times the book is repetitive, yet is an easy-to-understand, practical manual. getAbstract recommends it to women who are interested in obtaining financial independence (and lots of the advice works for men, too).

5 Stars A “Must-Read” for Women
Women: you need to read this book!!! I have read numerous personal finance books (including those geared towards women), but this book covers so much more. Even though I think I am smart with money, I was able to find some areas where I need improvement. There are many mistakes women commonly make with money and this book describes 75 of them.

A few of the topics include:

Learning about money

Budgeting

Spending habits that work against you

Trusting the wrong people

Not leveraging company contributions & perks

Working at a salary less than what you deserve

Not having investments in your name

Loaning money away

Not getting what you should in divorce

The book is just full of great advice. It’s easy to read and you can skip around if you only want to read the topics that apply to you. I took a lot of notes about how to do things differently and resources I can use. As a result, I am now investing monthly in mutual funds and I consciously think about the purchases I make (am I buying to get that “shopping high” or am I buying because I need it?).

This is a terrific book for all women, from housewives to young women starting their first job to executives. We can all learn something from this book - and it’s a very important topic!

5 Stars Avoiding Financial Traps
Some of the suggestions in Nice Girls Don’t Get Rich: 75 Avoidable Mistakes Women Make with Money may seem painful at first. Who wants to avoid the mall except to make definite purchases? We girls know that when the going gets tough, the tough go shopping. Right? We girls know that we want to enable our families and loved ones to have all the material stuff that is going to make them happy. But what about our budget? We have trusted too many people too long with our money.

Among other things, it is a survival guide for women bumping into the glass ceiling and cracking it. The big world of finance is scary. Sometimes we are fearing the things that we should be approaching while we ignore the real dangers.

To buy this book and read it when you have some spare time would be helpful. It makes good reading while you have a minute here and there. The statistical information about the way different people in segments of society are paid in their careers is shocking. We all know the truth, but we prefer not to think about it.

Out of the 75 avoidable mistakes, each of us can find something we can change. Having worked through two careers and lived through my husbands’ careers, I see how little choices made on a regular basis can affect the outcome of finances.

While I realize that one self-help book cannot fix everybody’s problem and that no self-help book applies to all my needs, I find in NICE GIRLS many suggestions that would make my life better if I would take the advice offered here.

Here’s a key to becoming savvy.

5 Stars I RESPECT THIS BOOK WELL DONE !
This book shows the Mistakes women make and how to Advoid them!

to name a few: Not working not saving/investing When we all know most women Live Longer than men!

Also the book gives Sound Advices on Putting your self First, Than helping other’s so that your live is going Great! the book tells a bout

every day Financial and personal things Ladies can do to make sure they keep cash and get rich!

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A Smart Girls Guide to Money How to Make It Save It And Spend It American Girl Library

A Smart Girls Guide to Money How to Make It Save It And Spend It American Girl Library




This addition to the popular Smart Girl’s Guide series helps girls gain money smarts. Quizzes, tips, and quotes from girls make learning about money management fun. The book includes a special section with 101 moneymaking ideas. A link at americangirl.com offers girls the opportunity to print business cards, flyers, and other materials to get their moneymaking ideas up and running with style.

User Ratings and Reviews

5 Stars Where was this book when I was a kid?
I love this book. It teaches in an easy way all the fundamentals of handling money that a child should begin to learn by 9 or 10. And it even makes the youngster feel empowered by sharing many tips and ideas on starting one’s own business. This type of empowererment is so important for building self-esteem and resiliency. This guide is a must. Although it is put out as a girl’s guide, the messages are universal and brothers should be encouraged to read it also. I am always impressed by the quality of book and the timely topics handled by American Girl books.

5 Stars Incredible!
My daughter read this book within two days. I can’t believe how much it has made her aware of money and how to spend it (or not!). She is already making better choices (and saving more). Wonderful book!

5 Stars Alexa’s Book
This was one of the gifts for my grandaughter and she was pleased with it.

5 Stars Helped Give My Daughter some Ideas
My daughter has been asking about ways to make money for the last couple of weeks, so I decided to get her this book. It gave her some ideas and encouraged her to look for more ideas on her own.

5 Stars GREEN is always in style!
Money is such a simple thing, but the way we earn it, save it, spend it, owe it, etc. is a very complex thing, indeed.

A Smart Girl’s Guide to Money is an exceptionally well done book aimed at a young audience — hopefully before they make the uninformed miscalculations that drive an alarming number of Americans into debt, sometimes before they graduate from school.

How wonderful that American Girl has combined both survival skills and entertainment to benefit their target audience! Well done!

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Nice Girls Dont Get Rich by Lois Frankel PhD BARGAIN BOOK

Nice Girls Dont Get Rich by Lois Frankel PhD BARGAIN BOOK




Without your awareness, behaviors learned as a girl are preventing you from becoming a woman who is financially independent and free to follow her dreams. ~ Once you get to the root of the problem, Frankel helps you solve it-with fabulous results. Her coaching tips help you take control of your finances, make more money than you ever thought possible, and put that money to work to create wealth. Do you make these “nice girl” mistakes?

Mistake #4: Not playing to win. Being polite, quiet, and fair to a fault is playing the financial game “like a girl.” You don’t need testosterone, but you do need to go after the life you want.

Mistake #10: Choosing to remain financially illiterate. Knowledge is power. Learn to manage your major purchases, investments, and banking.

Mistake #20: Spending as an emotional crutch. It’s a quick fix that doesn’t “fix” anything. Understand your emotions; don’t make purchases just to lift your spirits.

Mistake #45: Saving instead of investing. Fear can keep your funds in low-interest accounts. Get educated about investing. Get a female financial advisor. Get wealthy.

NICE GIRLS DON’T GET RICH gives you the financial savvy to change negative behaviors, make smart money choices, and embrace the life you want sooner than you think.

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Cut Your Energy Bills Now 150 Smart Ways to Save Money and Make Your Home More Comfortable and Green

Cut Your Energy Bills Now 150 Smart Ways to Save Money and Make Your Home More Comfortable and Green




We have all heard the news: oil prices have exceeded $100 a barrel and natural gas rates have exploded by 74% over the past four years. And these costs will continue to rise. So how can the average homeowner lower their energy bill and still maintain a comfortable, healthy, and green house? The answer is: Bruce Harley’s 150 Ways to Cut Your Energy Bills Today. Offering eye-opening incentives and easily achievable methods, Harley’s uncluttered and organized approach will not only benefit the environment, it will help anyone reduce their heating, cooling, and electrical expenses. Highlighted by numbered tips and techniques for easy reference, the book presents a treasure trove of simple and inexpensive ways for cutting energy costs by up to 20% — and even 40% in some cases.

User Ratings and Reviews

5 Stars Conservation & Efficiency
Detailed with lots of photographs for the average person. Systematic for doing a thorough tightening up of your home or office. Does not include a HERS energy audit or a Dulley Energy Efficiency Index inventory, but pretty much include most other things.

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