The Little Book of Main Street Money 21 Simple Truths that Help Real People Make Real Money Little Books Big Profits

Commonsense investing truths for everyone, from a popular and critically acclaimed journalist
In a world gone mad with bizarre credit derivatives, interest-only mortgages, and collapsing markets, we still need to manage our money, put our kids through college, and save for retirement. To the rescue comes Jonathan Clements– the hugely popular Wall Street Journal personal-finance columnist–with 21 easy-to-follow rules that could help readers secure their financial future. Clements has spent almost a quarter century demystifying Wall Street for those on Main Street. Now Director of Financial Guidance for myFi, a new Citigroup financial service geared toward individual investors, Clements has a deep understanding of what real people need.
In The Little Book of Main Street Money, Clements brings readers back down to earth with commonsense guidance that will put them on the path to clear and intelligent money management. From the big picture (your home, retirement, and life) to the micro (taxes and inflation), Clements offers readers clear-cut guidelines for taking control of their financial life and details the strategies needed to thrive in today’s volatile economy. The 21 truths outlined throughout this book are a guiding light for everyone, young and old, just starting or soon retiring. Each chapter reads like a Clements column–clear, pithy, and feisty. From the obvious to the counterintuitive, each truth will either bolster returns or cut costs. Collectively, the 21 truths are a compelling guide to today’s treacherous financial terrain. Renowned for his spirited writing and shrewd investment guidance, Clements is the sane voice investors need to keep them grounded in the midst of so much financial insanity.
Jonathan Clements (New York, NY) is Director of Financial Guidance for myFi (www.myfi.com), a new financial service from banking giant Citigroup. Before joining myFi, he spent 18 years at the Wall Street Journal, where he was the newspaper’s award-winning personal-finance columnist.
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Posted by at 4:05 pm on May 21st, 2009.
Categories: Book. Tags: Counterintuitive, Credit Derivatives, Financial Future, Financial Guidance, Financial Terrain, Guiding Light, Individual Investors, Interest Only Mortgages, Investment Guidance, Jonathan Clements, Little Books, Money Management, Personal Finance, Quarter Century, Real Money, Real People, Sane Voice, Shrewd Investment, Street Money, Wall Street Journal.
Youre Nothing but a Number Why achieving great credit scores should be on your list of wealth building strategies

“John Ulzheimer didn’t know that credit would be his calling when he took a position with the credit bureau, Equifax, back in 1991. You’re Nothing but a Number is Ulzheimer’s first-person exposé of the credit industry. Using his insider experience, Ulzheimer will show you how to master your credit scores and get ahead.”
User Ratings and Reviews
5 Stars You’re nothing but a number
This is an excellent book and is especially good for those of us who do not understand the world of finances very well. I took a class before this book and found the information to be contradictory to what the author has written. It is written in a matter of fact, truthful way. It’s worth having.
5 Stars From The Author
Hello, this is John Ulzheimer and I wrote this book.
For those of you who have purchased it, you can and should consider it an investment in your financial future. Why? Because having great credit reports and credit scores is the best way to keep more of your hard earned money at home, where it belongs.
A little background…
I actually started writing this book in 1997 after I left Equifax. The original title was going to be “Inside the Walls.” I had about 30 pages finished when I realized that any book about credit needed to have a significant dedication to credit scoring. I had just taken my new job at Fair Isaac (FICO) and I decided to put the book on hold until I was well versed on the subject of credit scoring.
When I left Fair Isaac in late 2004, I started re-writing the book from scratch. I finished it in early 2007. What you have is a 10-year labor of love and insight into the inner workings of the credit industry. I certainly hope you enjoy it and I hope you can leverage what you learn into better credit health and all that it entails.
Why is this book different…
This book is NOT about credit repair and it’s not a bunch of quotes and research results. This book was written by an industry veteran (still in the industry) and it’s all about learning how the system works so that you can function better within it. It’s not about how to fool the credit reporting and credit scoring systems.
If you’re trying to figure out how to beat FICO or have accurate (but negative) information removed from your credit reports under false pretenses then do NOT buy this book because it’s not for you. If you are ready to learn how to EARN better credit using lessons that will last a life time and can be handed down to your children and their children then this is the book for you.
Enjoy!!
John
5 Stars Finally!!
Finally a book about credit reports and credit scores written by someone from INSIDE the credit industry rather than by someone simply researching the industry. If I read one more book about sending dispute letters to the credit bureaus I was going to puke!! The book is loaded with stuff that I didn’t know and have never read in any other book, blog or website before. At first I thought $24.95 was a little pricy but it was totally worth it. In the foreword it says “this book wasn’t written by a guy who knows a guy who knows the story. It was written by the guy who helped write the story.” Ain’t that the truth. Just to make sure he wasn’t full of it, I did a search on his last name and he’s quoted in like tons of national press articles. Good book.
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Posted by at 10:12 am on April 23rd, 2009.
Categories: Book. Tags: Credit Bureau, Credit Equifax, Credit Reports, Credit Scores, Credit Scoring, Dedication, Equifax, Fair Isaac, Fico, Financial Future, First Person, Hard Earned Money, Inner Workings, Insider, Labor Of Love, Matter Of Fact, Money At Home, New Job, Scratch, Wealth Building.
Earn Extra Money In Your Spare Time Selling Credit Repair Courses On line

Every day, ordinary people like you start their own online businesses in their spare time, right out of their own homes. When you decide to start your own business, you make a decision to take charge of your financial future and begin the process of getting out of the rat race. This handy guide will cut to the chase and provide you the detailed formula for starting your own successful online enterprise. You’ll learn how to select the right business entity, how to start marketing, keep track of sales and inventory, much more. Order today, and within literally a couple weeks you could be up and selling online.
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Posted by at 2:39 am on April 20th, 2009.
Categories: Book. Tags: Business Entity, Chase, Couple Weeks, Credit Repair, Earn Money, Extra Money, Financial Future, Getting Out Of The Rat Race, Handy Guide, Marketing, Online Businesses, Ordinary People, Spare Time, Start Business, Start Your Own Business.
Earn Extra Money In Your Spare Time Selling Credit Repair Kits On line

Have you always wanted to start a home based business, but didn’t know where to start? The emergence of the Internet as a leading sales channel for merchandise of all types has broken down barriers to entry that now allow anybody, including you, to become a successful business owner. Now, you can learn how to painlessly set up your online business in this step by step action guide. You’ll learn how to select the right business entity, how to start marketing, keep track of sales and inventory, much more. You owe it to yourself to learn all that you can about building your own business and creating the financial future you desire, so order your business startup guide today.
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Posted by at 9:43 pm on April 17th, 2009.
Categories: Book. Tags: Barriers To Entry, Business Entity, Business Owner, Business Startup Guide, Credit Repair Kits, Desire, Earn Money, Emergence, Extra Money, Financial Future, Home Based Business, Marketing, Online Business, Own Business, Spare Time, Successful Business.
The 250 Questions You Should Ask to Get Out of Debt

As tens of millions of people have discovered, debt can be a crushing burden. It can tear down dreams and destroy lives. But debt can be avoided. With fiscal discipline and a clear plan, anyone can get out of debt and live debt-free. In the easy-to-read, accessible style of the 250 Questions series, authors David and Marcia Rye explain how to:
- Assess debt problems
- Use home equity to get rid of debt
- Cut college expenses
- Live within a budget
- Understand bankruptcy law
- Stay out of debt
No one has to live in the shadow of financial insecurity any longer. When the economy takes a turn for the worse, it’s essential to get out of debt. With this book at their side, readers can conquer debt and secure their financial future.
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Posted by at 1:00 am on March 11th, 2009.
Categories: Book. Tags: Accessible Style, Authors, Bankruptcy Law, Budget, College Expenses, Debt Free, Debt Problems, Dreams, Economy, Financial Future, Financial Insecurity, Fiscal Discipline, Home Equity, People, Questions Series, Tens.
The 5 Minute Debt Solution Get Out Fast and Stay Out Forever

Financial independence made easy. In 3 simple steps the Author takes you through his personal journey of starting with nothing to building a plan for long-term financial success.
User Ratings and Reviews
5 Stars Great advice from a seasoned professional - well worth it!
Watch Video Here: http://www.amazon.com/review/RNL5POJA8ZKRM Click Here to Order: Stories of the World’s Most Successful Internet Marketing Entrepreneurs
The AdSense Code: What Google Never Told You About Making Money with AdSense
5 Stars Excellent Advice on Building a Solid Financial Future
The book was better than I expected because it was much more than just about getting out of debt; it gave excellent advice on developing a financial plan and getting your financial life organized.
5 Stars boring subject made interesting
As an avid reader of self-help type books, I was suprised how interesting I found this one to be. Chris seams to have a knack to take some of the most mundane and boring info, and somehow make it personal and somewhat compelling. I especially like how he used himselh and his family to make you think about your own situation. If you use just one of his strageties, I think the book should pay for itself, All in all nice first effort, hopefully we will read more in the future.
GMB Baltimore,MD
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Posted by at 3:51 pm on February 28th, 2009.
Categories: Get Out of Debt. Tags: Adsense, Amazon, Baltimore Md, Boring Info, Boring Subject, Debt Solution, Entrepreneurs, Financial Future, Financial Independence, Financial Success, Getting Out Of Debt, Google, Knack, Money Advice, Personal Journey, Seams, Simple Steps, Strageties, Successful Internet Marketing, Type Books, What Google Never Told You About Making Money, Www Amazon.
The Finish Rich Workbook Creating a Personalized Plan for a Richer Future Get out of debt Put your dreams in action and achieve Financial Freedom

No Matter Where You Start, David Bach Can Help You Live and Finish Rich
With his national bestsellers Smart Women Finish Rich and Smart Couples Finish Rich, renowned financial advisor and educator David Bach has taught millions of people of all ages and incomes how to take control of their financial future. His message, that the key to building wealth is “values first, stuff second,” has inspired people all over the world. Now, The Finish Rich Workbook gives couples and singles alike a new opportunity to tailor his advice for their individual circumstances. Combining the down-to-earth, jargon-free approach that has made him so popular with the hands-on practicality of a workbook, this new addition to the Finish Rich series is like having a one-on-one session with David Bach. You will learn how to:
• Use the power of the Latte Factor™, David Bach’s international recognized approach to building wealth on a few dollars a day.
• Apply the Debt Free SolutionTM, a powerful way to reduce debt quickly and repair your credit in the process.
• Organize your financial life in minutes with the FinishRich Inventory Planner™ and File Folder system, including a pull-out summary of where you stand financially.
• Craft a personalized FinishRich QuickStart™ plan–a to-do list for today, this month, and this year, so you can get started right away.
• Find the perfect financial advisor by using the FinishRich Advisor Questionaire™ to find, interview, screen, and score an advisor before you hire them.
Whether you’re working with a few dollars a week or quite a bit more, Bach’s nine-step program will help you put the Finish Rich wisdom right to work for you.
User Ratings and Reviews
5 Stars Great Tool!
As a self-employed entrepreneur, my husband and I found this to be a great tool! It is so easy to understand and use. It really helped us to sit down and talk through our financial goals as well as challenges. We are now on the same page and well on our way to attaining our goals.
4 Stars Microsoft oriented and outdate.
This was a good book when released even though it was so Microsoft oriented.
5 Stars Super a 1 Job
Great Service and quick - I’ll definitely but again
5 Stars Finish Rich Workbook
Just started this workbook so far so good. This is an awesome book and I am just in the beginning stages of the book
5 Stars FInish Rich Workbook
I love the entire series of Finish Rich books. This is my 3rd book I have bought. I just got married and wanted to include my husband in my plan. He is much older and ready to retire. I of course am not. We can now work together for our future. Its taken a little longer than I have planned but can not wait to put all of our things in order.
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Posted by at 3:06 am on February 28th, 2009.
Categories: Get Out of Debt. Tags: Building Wealth, Circumstances, Couples, David Bach, Dreams, Educator, File Folder, Financial Freedom, Financial Future, Finishrich, Folder System, Free Approach, Incomes, Inventory Planner, Jargon, New Addition, Practicality, Questionaire, Rich Wisdom, Smart Women, Smart Women Finish Rich.