50 Ways to Protect Your Identity and Your Credit Everything You Need to Know About Identity Theft Credit Cards Credit Repair and Credit Reports
The world of credit is fraught with peril. First, there’s the enormous and growing risk of identity theft, which victimized nearly 10 million Americans in 2003 alone. But the quieter risks are just as real: inaccurate credit reports that drive up your interest rates or prevent you from getting loans, fine print in credit agreements that can cost you hundreds or even thousands of dollars, ‘credit repair’ services that only make matters worse. In 25 Ways to Protect Your Identity and Your Credit, consumer finance expert and nationally syndicated radio host Steve Weisman tells you exactly what to watch out for, and how to keep credit disasters from happening to you. Writing in plain English, Weisman reveals how criminals gain access to your credit, bank, or brokerage accounts, open new accounts and take out loans in your name, and how to use the law, technology, and common sense to protect yourself. You’ll learn how to recognize ‘phishing’ scams and dishonest credit counselors, how to understand and eliminate the hidden costs of credit, and much more. Weisman’s checklists tell you what to do right now, before you’re victimized. And if you’ve already been attacked, Weisman presents step-by-step techniques, form letters, and affidavits you can use to help restore your credit — and your good name.
User Ratings and Reviews
4 Stars Good reasonable information
Level headed approach to handle a problem that could be desaterous.
The book is easy to read and follow the steps for protection from and recovery of damaged credit.
5 Stars A Home Security System
This is not the feel good book of the summer, it almost scares the pants off of you given the many different ways faceless criminals can rudely interrupt your life with identity theft. This book details out many of the identity theft scams that are prevalent today. It shows you, maybe in a way that is a touch over the top, just how vulnerable you are. On the positive side it also gives you the tools to fight back and the steps you can take to protect yourself. It also instructs you on what you can do if you become an identity theft victim. The book details out how the world of credit operates and your rights and responsibilities.
The current world we live in enables us to be discriminated against in the credit world because of our age, gender or marital status. The privacy of our financial information may be compromised and is so widely disseminated that it is making it more and more vulnerable to identity theft all the time. That is why this book is important, it gives the reader some tools to help us remain safe or at least less vulnerable. Overall the author gives the reader a number of useful and well described tips for how to keep as safe as possible and how to fix problems if they come up. It is a bit on the dramatic side, but if you are a victim of this type of crime then the descriptions are probably right on the mark.
