The Credit Repair Answer Book
Anyone with credit problems can solve them and repair any damage if they have the right tools and take the right actions. The Credit Repair Answer Book explains that dealing with credit problems is a combination of understanding what credit is and is not; understanding what one’s credit rights are; understanding to what extent a creditor can go to collect a debt; and, understanding what to do if an invalid or illegal action is taken by creditors in the collection process.
A section on the most frequently asked questions with extensive answers helps the reader quickly grasp the value of good credit and know how to ensure that credit errors or potential credit problems do not affect your credit rating in the long term.
The Credit Repair Answer Book can get anyone back on the right track and turn their financial situation around.
User Ratings and Reviews
3 Stars Depends on what you’re looking for…
I was looking for a serious, detailed text on disputing items on my credit report, first with the CRAs, then with the collectors and finally with the furnishers. I did not find what I was seeking in this title.
This book (like many others) has a short, helpful but brief section on disputes. Most of the book is devoted to ‘understanding’ and ‘improving,’ and not to ‘repairing.’
Frankly, I’ve found the most amount of helpful info online, simply by googling ‘bad + credit + help + sample + letters.’
[STANDARD DISCLAIMER]
if you’re reading this review, you are hereby obligated to write your own. if not on this product than on another. c’mon. you know you want to. and if you don’t, you should feel obligated. every time i buy anything from coffee mugs to clothing steamers, i find myself perusing amazon to see what everyone else said about it. this is an invaluable FREE resource unlike some other websites (ahem, consumerreportsucks, ahem excuse me!) which let you use it for, like, 3 days and then start charging your credit card on a monthly basis which effectively bleeds dry anyone who’s ever just wanted to look up the damn list of good vaccum cleaners. phew.
moral of story = do your civic duty: write a review!
4 Stars This Is A “I Goota Have It” Book
This book is worth every penny and plus some. If you are interested in improving your credit score, this book IS the answer. It takes you step by step process in composing letters, what to ask of the credit bureau. Even touches on idenity thief and plus how to dispute in any case, and a lot more, too much to mention. Highly recommended.